How to get started with Fiat Funding, Margin Trading & Futures Contract on Binance
Binance offers a diverse range of trading options for beginners and experienced traders, including Fiat Funding, Margin Trading, and Futures Contracts. Understanding these features is essential for maximizing trading opportunities and managing risks effectively.
This guide will walk you through the process of funding your Binance account with fiat, trading with margin, and entering the futures market.
This guide will walk you through the process of funding your Binance account with fiat, trading with margin, and entering the futures market.

Fiat Funding on Binance
Binance provides various Fiat Payment Methods and allows users to choose the corresponding ones based on their currencies or regions.Current Fiat Payment Methods
The following fiat payment methods are currently available on Binance.
Buy Crypto with Credit/Debit Card | |
Available fiat currencies | Available Cryptocurrencies |
AED, AUD, AZN, BGN, CAD, CHF, CLP, COP, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, ILS, ISK, JPY, KES, KRW, KZT, MXN, NGN, NOK, NZD, PEN, PHP, PLN, RON, RUB, SAR, SEK, THB, TRY, TWD, UAH, UGX, USD, UYU, VND, ZAR | BNB, BTC, BUSD, ETH, USDT, XRP, ZIL, FIO, BAT, BCH, BTT, CHZ, COMP, DAI, DOGE, EOS, ETC, LINK, MATIC, MKR, SNX, SXP, VET, XTZ, ZEC |
Click here to buy with your local currency. | |
Deposit and Withdrawals | |
Available fiat currencies | Fiat payment methods |
AUD |
Deposit (PayID)
Withdraw (PayID)
|
BRL |
Deposit
Withdraw
|
EUR, GBP |
Deposit (SEPA/iDEAL/FPS)
Withdraw (SEPA/FPS)
|
KES | Deposit (mobile money) |
NGN |
Deposit
Withdraw
|
PEN | Deposits |
RUB |
Deposits
Withdraw
|
TRY |
Deposit
Withdraw
|
UAH |
Deposit
Withdraw
|
UGX |
Deposit (mobile money)
Withdraw (mobile money)
|
USD (SWIFT) |
Global users Deposit (SWIFT)
Global users Withdraw (SWIFT)
|
VND | Deposits |
Buy Crypto with Fiat Wallet Balance | |
AUD, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, KES, KZT, MXN, NGN, NOK, NZD, PEN, PLN, RUB, SEK, TRY, UAH, UGX | BNB, BTC, ETH, XRP, BUSD, LINK, LTC, USDT, ADA, BAT, BCH, COMP, DAI, DASH, DOGE, EOS, IDEX, MATIC, MKR, ORN, SNX, SXP, VET, XTZ, ZEC, ZIL, ETC, CHZ |
Click here to buy crypto using your cash balance |
Margin Trading and Futures Contract
Binance Margin trading is a method of trading crypto assets via borrowing funds, and it allows traders to access greater sums of capital to leverage their positions. Essentially, margin trading amplifies trading results so that traders can realize larger profits on successful trades.A futures contract is an agreement to buy or sell the underlying asset at a predetermined price in the future. When trading futures, traders can participate in market movements and profit by going long or short on a futures contract. Binance futures contracts are divided according to the different delivery dates into quarterly and perpetual futures contracts.
Margin and Futures trading allows users to amplify their profits by using leverage. But what’s the difference between the two products? Let’s have a look.

Markets Trading assets
Margin Traders place orders to buy or sell cryptos in the spot market. This means that margin orders are matched with orders in the spot markets. All margin-related orders are actually spot orders. While trading Futures, traders place orders to buy or sell contracts in the derivatives market. In summary, Margin and futures trading are in two different markets.
Leverage
Margin Traders have access to 3X~10X leverage with assets provided by the platform. The leverage multiplier is based on whether you are using isolated margin or cross margin mode. In contrast, futures contracts offer higher leverage up to 125X.
Collateral Allocation
Binance Futures and Binance Margin trading both allow traders to switch between “Cross Margin” and “Isolated Margin” modes. So, traders can allocate their funds to a cross position or isolated positions to reasonably share the collateral to control risks.
Trading Fee
Binance Margin allows users to borrow funds from the platform and calculates the loan’s interest rate for the next hour. Users will repay the borrowed funds afterward. Traders should make sure that their assets are sufficient to avoid being liquidated.
In contrast, futures are using maintenance margin as collateral, which means there is no repayment, but users should make sure that their collateral is sufficient.
Both Margin and futures will charge users a trading fee. And Margin’s trading fee is the same as the Spots fee.
Due to the price difference between perpetual futures and quarterly futures, the funding rate is used to essentially force convergence of prices between the Perpetual Futures Market and the actual underlying asset. Please note only Perpetual Futures will charge traders the funding rate.
Start exploring the leveraged trading products on Binance Today!
Conclusion: Unlocking Advanced Trading Opportunities on Binance
Getting started with Fiat Funding, Margin Trading, and Futures Contracts on Binance allows traders to access a wide range of financial tools to enhance their trading strategies. Fiat funding enables seamless deposits for crypto purchases, margin trading amplifies buying power with borrowed funds, and futures contracts provide leveraged trading opportunities.By understanding the risks and utilizing Binance’s security features, traders can confidently explore these advanced trading options and optimize their investment potential.